Nice Land in Georgetown Florida Near the Lake and RV Allowed Part Time

138 Mosswood St, Georgetown, FL 32139 – Lake-Area Lot | RV Friendly | No HOA

Welcome to Georgetown, Florida — a hidden gem near Lake George and the St. Johns River! This residential lot offers flexibility and freedom, with RV use allowed part-time, and no HOA restrictions.

Whether you're looking to build, bring a manufactured home, or use it as a recreational lake-area getaway, this property gives you the freedom to enjoy Florida life your way.

✅ Property Highlights

• Address: 138 Mosswood St, Georgetown, FL 32139
• Location: Lake-area neighborhood near St. Johns River / Lake George
• Zoning: Residential
• RV Friendly: RV allowed part-time (verify county guidelines)
• Utilities:
• Power nearby
• Well & septic area (no city utilities)
• No HOA — freedom to enjoy your land
• Road Access: Maintained neighborhood road
• Lot: Standard residential lot in growing area

🌴 Why Buy Here?

• Freedom to camp / RV part-time
• Build later or just use as a recreational property
• Boating, fishing & spring adventures nearby

📍 Nearby Attractions

• Lake George & St. Johns River — fishing, boating, waterfront dining
• Welaka State Forest & boat ramps
• Palatka ~30 min
• Crescent City ~10 min
• St. Augustine beaches ~1 hr

Property can close through title company and include warranty deed with title insurance. Closing costs are approx $500-$700. Inhouse closing is available with NO title insurance for $199.

**Zoning: R-2 RESIDENTIAL

**Buildable Lot? Yes

**Permitted Uses: Mobile Home, Single Family, Barndominium, Container Home, Tiny Home, Modular Home.

**Seatbacks

>Front: 25 feet

>Rear: 10 feet

>Side: 10 feet

**RV Living: Up to 14 consecutive days or 120 nonconsecutive days annually. Temporary RV living is allowed during

construction for 6-12 months.

**Animals Allowed? Depends on the kind of animals, chickens, goats are allowed, for horses, should be at least 2 acres

**Legal Road Access? Yes, Dirt Road

**HOA? None

**Impact Fee: According to the county, there is currently no impact fee, but they will start collecting impact fees on Sept 8, 2025, around $8,000 for a single family home.

**Flood Zone Area? Flood Zone A

**Utilities: Septic and Well Required

Owner finance is available with no credit check or income verification. Contract for deed, with deed being transferred after final payment.

Everyone is approved!

Down payment is $ 3,500 and APR is 10%

5 Years -> $ 239.03 per month

7 Years -> $ 186.73 per month

10 Years -> $ 148.07 per month