Affordable Residential Lot | No Flood Zone | Build Your Florida Home

Looking for an affordable piece of Florida land? This residential lot offers a great opportunity for a future homesite, investment property, or land hold in a quiet rural community.

Located in Putnam County, this property is zoned R-1 Residential, making it ideal for a site-built home in a peaceful setting surrounded by lakes, nature, and outdoor recreation.

🏡 Property Highlights

• Address: 105 Granada Dr, Florahome, FL 32140
• County: Putnam County
• Lot Size: Approximately 0.17 Acres
• Zoning: R-1 Residential
• Property Type: Vacant Residential Lot
• Flood Zone: No flood zone
• Wetlands: No known wetlands
• HOA: None
• Road Access: Maintained neighborhood road

🌿 Why This Property Stands Out

✔ Affordable Florida land ownership

✔ Residential neighborhood setting

✔ Great future homesite

✔ No HOA restrictions

✔ Low annual taxes

✔ Excellent buy-and-hold investment

✔ Close to numerous lakes and outdoor recreation

📍 Area Benefits

• Near George's Lake
• Close to Florahome and Melrose
• Easy drive to Palatka, Gainesville, and Keystone Heights
• Excellent fishing, boating, and outdoor activities nearby
• Quiet rural Florida lifestyle

Property can close through title company with title insurance for approx. $700- $900. In house closing is available for $249. Buyer is to perform their own due diligence and pay all closing costs and title fees if choosing to close with title company.

Zoning: R-A1 / Residential—Single Family

Provides dwellings or structures intended for housekeeping for a single-family unit as defined by the Florida Building Code, and may, depending on the particular zoning district .

**Allowed Use: Housing types shall be limited to site-built and Modular detached single-family housing. Mobile Homes are prohibited.

**R– 1A Minimum setback requirements: Front: 25 feet

Rear: 20 feet Side: 10 feet

Corner side: 20 feet

Minimum lot requirements: 7,500 sqft

Maximum Impervious Surface area: 35%

Maximum building height: 35 feet

Minimum Lot Width: 75 feet

**RV Living: No, Can legally live in an RV on the lot for up to one year if there's an approved building permit for a permanent, site-built home on the property. And should apply for and receive a Temporary Use Permit from Putnam County Planning & Zoning.

**Legal Rd Access: Yes

**Animals Allowed? Chickens only (up to 4)

**Impact Fee : Single Family Home /Modular - $7,711

**Utilities; Septic and Well Required

Owner finance is available with no credit check or income verification. Contract for deed, with deed being transferred after final payment.

Everyone is approved!

Down payment is $ 1,500 and APR is 10%

5 Years -> $ 135.98 per month

7 Years -> $ 106.25 per month

10 Years -> $ 84.58 per month

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$249 processing and origination fee applies to all new loans.